A Quick Breath of Existential Dread

I had every single intention of keeping up with this wordy nonsense during this semester, but no. It's now five weeks later and here I am, trying to make peace with the fact things are crazy busy with family, school, and work responsibilities. This last week Anne and the kiddos had their Spring Break as did I with my own school work.

As much as I'd like to dig into my business financials and set up yet another spreadsheet to budget and forecast my variable and fixed costs, I'd also not be upset never thinking about the Managerial Accounting class I just wrapped up. My Investments class was interesting and I did well, but dang... I'd also really like to just pick up a camera and make something.

I feel like I'm coming up for a quick breath of air before plunging right back into the world I've made for myself. Towards the end of last week, Anne and I took the boys out to Bentonville, Arkansas. Turns out so did just about every other parent in this part of the country. Breakfast each morning at the hotel was like a drunken children convention with parents wading through their own existential dread. It was absolutely a "family trip" and not what you'd call a "vacation." What we did to deserve this and how civilization has continued all these years is beyond me.

Work-wise, the year is off to a slow start as usual. From the conversations I've had with my filmmaking peers, I'm not the only one who's been down work-wise since the last part of 2022. Even my stock footage sales have seemingly fallen off a cliff since November. My assumption is that it's due to the current economic climate, how much more expensive it is for businesses and organizations to borrow money, inflation causing additional problems, and...

...cue everyone's eyes to glaze over in boredom while I completely nerd out about economic and monetary policy. Still, it's been an interesting week watching the U.S. Treasury Bill rates bounce around following those recent bank failures.

Talking to Strangers

This past week was the beginning of this year's regular state legislative sessions here in Oklahoma. Monday morning had a sizable crowd of Trans rights demonstrators outside the Capitol building. Then on Tuesday there was another crowd there, this time they were Pro-Life demonstrators listening to a speaker under a banner that read "LAWS TO MURDER BABIES ARE MADE HERE." The crowd had dissipated before I could get back out there with my camera, but I did make it inside the building for the Homeschool Oklahoma Capitol Day 2023.

Talk about whiplash between the two days worth of demonstrations. That and the differences in the weather that helped make for two completely different looks. I'm always interested in people and the things they're passionate about, but honestly I should've been home working and/or studying those two days. Instead I was down the street at the Capitol building with my old camera, more expired film, and just talking to strangers.

At the Trans rights rally on Monday, I finished out a black and white roll of Ilford HP5 that I've still got to develop, but then I switched over to a roll of Kodak Vericolor III that'd expired in 1998. I'm especially proud of a handful of those images as well as getting to meet and interact with some of the peaceful demonstrators who some conservatives are calling a "mob" that had "stormed and occupied" the Capitol.

"The protesters gathered to oppose a group of bills that target gender-affirming medical care. Some of the bills would completely bar minors from receiving transition-related care, including one that would prohibit such care for people up to 26 years old. Other bills would bar providers of gender-affirming care from receiving public funds." - "Peaceful protest or a trans 'mob'? Oklahoma demonstration riles the right" – NBC News

Tuesday's weather wasn't helpful, especially because I'd loaded a roll of ISO 160 Kodak Vericolor that'd expired in 1987. In compensating for how old the film was, I'd need to plan for a loss of one stop of light per decade, so that ISO 160 film would need to be exposed at ISO 20 and I'd still be shooting nearly wide open on my camera lens (f3.8). Even then I decided I'd need to push the film two additional stops in the developing process. Honestly I'm surprised I got anything out of this roll of film that was nearly as old as I am.

Out of the ten shots I'd made on that old roll Tuesday, the only two worth looking at were a couple portraits I'd made with a man named Steven Hess. I'd been loitering outside the Capitol building and just hoping someone interesting looking would walk out in the rainy weather. This dude and his fantastic looking beard walked out and he and his family were taking pictures on the south stairs. I waited for them to finish up and then I approached and started a conversation.

"Hey, I really like your beard. I think it looks great. Would you mind if I took your picture?" "Sure."

From there I scrambled to get a light reading using an iPhone app and we made some small talk. He's a bit older than I am, but turns out we had both gone to the same high school. More than that, we'd both taken photography classes there, so we most likely had used the same darkroom way back in the day. He asked if I'd send him a copy of the photos if they turned out and he gave me his number. We ended up texting back and forth for nearly an hour that night after I'd developed the film and sent him the files.

I got to have similar quick conversations on Monday with a few of the Trans rights demonstrators. I'd posted some of the images I'd made that day to Instagram and was able to share and connect with a few of the people I'd met at the rally.

I've for sure made pictures over the years of strangers out in public with long lenses and without permission, but it's something else entirely to walk up to someone you don't know and ask them to be vulnerable with you for just a moment.

Freakin' Old Film

I'm currently spending my weekend getting stomped by my Managerial Accounting class this semester. My Investments class is coming along, but surely you're not here to listen to me whine about the maths. Instead I'll just post some of the images I made in the last few weeks using crazily expired film.

My parents are estate sale raiders and they'd come across a house of an old film photographer a few months ago. They said I should come check it out and I 'bout lost my mind when I saw a shoe box of old film that'd all expired back in the late '90s and early 2000s.

I wasn't keeping up with prices at the time, but right now a 5-pack of medium format Kodak Portra 400 retails for $65.95. The estate sale guy standing guard in the old photog's room surely saw me freakin' out about the film, but still quoted me $40 for all five boxes. I'd had a birthday a few days earlier, so crazy thanks to my parents for buying me the film as a gift for being another year older.

There's plenty on the internets about how to shoot expired film. From what I'd seen and read, you're supposed to overexpose by one stop for each decade past the expiration date. This nonsense was about 25-30 years expired, so I overexposed by about two stops. Shooting handheld with a shutter speed below 125 is just asking for trouble, so by this point I was already nearly wide-open with my lens. With the faster Portra 400 I was exposing at ISO 100 but ended up around ISO 40 with some of the slower film and still around a f3.8. Don't look too close 'cause you'll see plenty of blown focus from my shots of the MLK Jr. Parade.

Turns out the developing process isn't any different – or maybe it is and I stumped Google. I do my own developing at home and only had one roll that didn't make it. Apparently the plastic used was either thinner back then or somehow becomes much more brittle over the years. That one doomed roll ended up ripping as I was loading it onto a reel, so freakin' sad day for those life-changing images never making it to this side of the process.

The day I learn to breathe underwater will come sooner than me ever learning to properly color grade an image. There's no telling how this film had been stored all these years and the image colors are all over the place. I knew it'd be a crapshoot, so in processing I intentionally didn't try and correct the colors. I'm still using my Epson V600 and SilverFast9 to scan in my film and surely one day I'll drop the $100 on Negative Lab Pro, but not today you temptress.

But still, I'm out here getting to make some images in my downtime and not paying the Kodaks of the world an arm and a leg for a roll of film.

Finishing Out the Winter Break

The spring semester starts up this week and I'm hoping this blog doesn't go dark again for months at a time. I've already printed out my 15 minute schedule breakdown for next week, but as I'm writing this I'm keeping it under my laptop thinking that'll somehow let me squeeze out the last bit of my winter break.

This past Saturday night St. Anne the Wife and I ditched the kiddos and snuck out to Stillwater, OK, for a screening of the Relentless Ride documentary. The film follows a group of ultra-endurance athletes competing in the 2021 Arkansas High Country Race, a self-supported 1,037-mile bike-packing event in northwest Arkansas.

Back in December 2021 I got to go out to Connecticut with Adam Harbottle from KOMBI Creative to film some interviews and pick-ups with one of the riders in the film, Spencer Ralston. Adam and I got to spend a few days with Spencer and his family and we stayed at their home out in southeast Connecticut. For sure one of the more interesting documentary projects I got to work on that year. Crazy excited for the team behind this film and I wish them the best of luck with the project.

This week I'll be out in Michigan filming a project with an MBA cohort of mine. In addtion to this project, we both start our spring semester this week: Tuesday night I've got a Managerial Accounting class and on Wednesday night she and I both have an Investment class. With it being our first week of the semester, we don't have much due, but I'll for sure be lugging around two big finance textbooks in addition to my production equipment.

This morning I joked with Anne about how I felt like I was with my tribe last night at that documentary screening. I'd assume most of the people there were cyclists, but the film kids fit right in. At the same time, I'm stoked to be getting back to my grad work and nerding out over finance and business related topics. Still no clue as to how all this nonsense will mix together, but I'm here for it.

Besides all this nonsense, I got to read a handful of books over the break that'd been piling up on my nightstand over the fall semester:

I'd started with what I'd thought would be the antidote to a crazy busy semester with Jenny Odell's How to Do Nothing. I'd heard about it awhile back, finally got to read it, but can't say I'd read it again.

Easily my favorite book over the break was Jenny Slate's Little Weirds. It's a collection of essays she's written that convinced me we'd be friends. The opening essay is about how she'd love to be thought of as French – a French woman – but more specifically a Parisian Croissant.

"Let me be your morning treat with your coffee. Disregard the fear that I am too rich to be an ordinary meal... Treasury me for my layers and layers of fragility and richness. Name me after a shape the moon makes. Have me in a hotel while you are on vacation. Look at me and say, "Oh, I really shouldn't," just because you want to have me so very much." - Jenny Slate

Then came The Coddling of the American Mind by Lukianoff and Haidt. A classmate of mine recommended it a few months ago and I'd for sure recommend it myself.

At the moment I'm nearly through reading In the Dust of this Planet by Eugene Thacker. Another one that's been buried in my list of books to read after I'd heard about it on an old Radiolab episode. Kinda surprised how long it took to find, but I snagged a copy from the basement of Strand on a trip to NYC in December. For sure not the typical book I'd read, but dang it's been a wild ride so far.

Short-Term Investments for Freelancers & Small Businesses

If there's one thing so far that's kinda rocked my world of financial thinking as an MBA student, it's the idea of short term investments as a freelancer or small business. Investing always seemed like something you do only for retirement, but as we started learning to read and analyze business financial statements, I kept seeing a line for short term investments.

I'll say this upfront and very directly: I'm not an accountant, tax professional, or financial advisor. I learned a long time ago to work with financial professionals whose responsibility is to help me with my business and personal finances. Anything I'm sharing related to money is based on my personal experience and what I'm currently learning in the course of my MBA program. If you've followed me for any length of time you should be sick of me taking about this nonsense, but alas, here we are.

If you're self-employed and anything like me, you normally pile up some cash throughout the year to pay your known and scheduled expenses (taxes, business insurance, life insurance, etc), right?

I've been doing the full-time freelance thing since 2011 and from the beginning I've been putting aside a regular percentage of my profits from each project. When we were living in New York City, I was setting aside 30% for taxes, but we're in Oklahoma now and our taxes are much lower. Currently I'm putting aside 20% for taxes and 10% for retirement. That's worked out for me over the years and is something I'll continue to do until I have a reason to do otherwise.

Another part of my income is my stock footage licensing via Filmsupply. Those payouts fluctuate, but my monthly averages normally cover my overhead costs: salary, car payment, insurance, utilities, etc. I don't have regular expenses directly associated with those licensing fees, so I'll set aside 20% for taxes and 10% for retirement off the top, then allocate the remainder to cover my monthly overhead and stash the rest if and when there's more.

My taxes are typically paid at the end of the year and I've got a couple other major business expenses I save for and pay once a year. In the meantime, that cash being set aside to cover those expenses is just parked in a basic savings account. It's not my emergency fund, but if necessary I can use that small pile as a cash buffer when work is slow or clients are taking their dear sweet time to pay invoices. When work does pick up and I've got extra cash, I make sure to refill that fund. Remember, that cash is specifically set aside to cover those short-term (less than one year) major expenses as mentioned, but surely it could be more productive before its intended purpose months down the road (i.e., short-term investments).

Basic Savings Account

Until recently, I thought I was being smart by parking that dedicated money in a savings account. Here I am, letting the bank use my cash in exchange for the interest rate they're paying me. Well, if you're paying attention, you'll realize the bank isn't really out to make you money. They're a business too and more interested in making their own money and using your cash to do so.

According to the FDIC, as of Dec. 19, 2022, the typical savings account in the U.S. earns 0.3% interest annually. Keep in mind that 0.3% annual rate gets divided over twelve months, so it's actually 0.025% each month.

MathJax example

\[{0.3\% \, annual \,rate \over 12 \,months}= .025\% \,per \,month\] \[\] \[principal * \left( {annual \,rate \over 12 \,months} \right)^{number \,of \,periods} = earned \, interest \] \[$1,000 * \left( {0.3\% \over 12} \right)^ = \$0.25 \] \[\] \[$1,000 + \$0.25 = \$1,000.25 \]

Basically, if you park $1,000 in a savings account this month at 0.3%, next month you'll have $1,000.25. Your $1,000 earned a whopping $.25 in interest. It's not nothing, but yea it is.

High-Yield Online Savings Accounts

There are those high-yield online savings accounts and I've got freelancer buddies who swear by them for their parked cash. Right now, the best interest rate I could find in a high-yield online savings account was 4.13%. Going back to that $1,000 we'd talked about earlier, let's say you put it in one of those high-yield savings accounts this month. What does it look like next month?

MathJax example

\[$1,000 * { \left( 4.13\% \over 12 \,months \right)}^ = \$3.44\] \[\] \[$1,000 + \$3.44 = $1,003.44\]

By simply moving your money into an account with a higher interest rate, your $1,000 made enough in interest that month to buy you a decent cup of coffee. You're not getting rich by any means, but the interest you'd earn is much better than what you'd get with a regular savings account.

Short-Term Bonds

A bond is a promissory note issued by a business or a governmental unit when they want to raise additional money. Basically, a bond is a loan for an agreed upon period of time that makes additional money for the lender while the borrower is using it. Then at the end of the period, the borrower pays back the full amount they borrowed.

Bonds can get crazy complicated, but I'm intentionally trying to keep things simple. Specifically for this blog post, I'm going to stick with U.S. Treasury Bills (T-Bills), which are short-term bonds and range from four to 52-weeks. Because these U.S. Treasuries are fully backed by the U.S. government, they're considered to be nearly risk free and are one of the safest investments in the world.

These T-Bills are known as zero-coupon bonds and they're sold at a discount from their par value, meaning the actual purchase price is less than the bond's face value. Your return (profit) is the difference between the face value you get back at the end of the period (maturity) and what you actually paid to get it. For simplicity, let's assume we purchase a $1,000 zero-coupon bond at a 10% annual rate that'll mature in 52 weeks:

MathJax example

\[Purchase \,Price = {Maturity \over (1+annual \,rate)^{number \,of \,periods} } \] \[Purchase \,Price = {$1,000 \over (1+10\%)^ \] \[Purchase \,Price = \$909.09 \] \[\] \[Return = Face \,Value - Purchase \,Price \] \[Return = $1,000 - \$909.09 \] \[Return = \$90.91 \]

We're in this weird spot at the moment where the rates on these short-term T-Bills are crazy high. I could nerd out with you about the time value of money and inverted yield curves, but that's not my purpose here. Just know these nearly risk-free short-term investments are available with unusually high interest rates. As I'm writing this at the end of December 2022, the eight and 13-week T-bill rates are 4.3% compared to this time in December 2021 when those same bonds were at 0.05% and 0.06% respectively.

Let's go back to that $1,000 we'd talked about earlier. So instead of putting that money into an online savings account at 4.13%, let's say we buy an eight week T-bill at 4.3%. The math gets more complicated here and it's much easier to use a spreadsheet or financial calculator. The spreadsheet formula below allows you to calculate present value, basically the current value of that $1,000 face-value bond we're talking about.

MathJax example

\[= pv (rate, nper, pmt, fv, type) \] \[= pv \left( {4.3\% \over (52/8)}, 1, 0, -1000, 0 \right) \] \[= \$993.43 \] \[\] \[Return = Face \,Value - Purchase \,Price \] \[Return = $1,000 - \$993.43 \] \[Return = $6.57 \]

Keep in mind that $1,000 is a bit harder to get to than if it was simply in a savings account, but remember it's intentionally set aside to cover planned expenses later in the year. It's basically locked up for the length of time you committed to. Also, keep in mind the T-Bill example I gave is for an eight-week period. To make it a fair comparison with the basic savings account at 0.3% annual interest and those high-yield online savings accounts at 4.13%, you'd need to compare the interest earned over two months.

MathJax example

\[ \text{Basic Savings Account: 0.3% Annual Rate (Two Months)} \] \[ \$1,000 \times \left( \frac{0.3\%}{12} \right) = \$0.50 \] \[ \$1,000 + \$0.50 = \$1,000.50 \] \[ \text{Return} = \$0.50 \] \[ \] \[ \text{High Yield Savings Account: 4.13% Annual Rate (Two Months)} \] \[ \$1,000 \times \left( \frac{4.13\%}{12} \right) = \$6.90 \] \[ \$1,000 + \$6.90 = \$1,006.90 \] \[ \text{Return} = \$6.90 \] \[ \] \[ \text{8 Week T-Bill: 4.30% Annual Rate} \] \[ = \text{pv}\left( \frac{4.3\%}{(52/8)}, 1, 0, -1000 \right) \] \[ \$1,000 - \$993.43 = \$6.57 \] \[ \text{Return} = \$6.57 \]

What I've started doing recently is purchasing these short-term T-Bills directly from the U.S. Treasury via treasurydirect.gov. You'll have to set up an account and all that nonsense, but it's free and not that hard to do. A quick Google search can get you help in walking through the process, but I'd point you towards this Forbes article on How to Invest in Treasury Bills.

Also, I've been using $1,000 as an example, but the minimum investment for these T-Bills is $100, so I've been buying them in $100 and $200 chunks every couple weeks as the money I'm setting aside has been coming in. There's whole other conversation we could have about scheduling these short-term investments to land before your planned expenses, reinvesting after the T-Bill matures, and bond laddering, but that's not my purpose here. That said, I'm down to nerd out if you are.

The Stock Market

That nonsense is a dumpster fire at the moment. Not saying to completely stay out of the stock market, but I'm assuming you like to not lose money and have short-term plans for that money you've got stashed. Stocks are much more volatile than the boring bonds and savings accounts I'm gushing over, but historically stock market returns are much better. The S&P 500 – a basic benchmark for the U.S. stock market overall – has averaged an 11.88% yearly return since its inception. That said, the S&P 500 dropped nearly 20% in 2022.

Cryptocurrency

No. Just no. Personally I think crypto is interesting and I've got a small amount in a couple different things. Still, it's the freakin' Wild West out there and you're actually going to need that money we're talking about for your planned expenses.

So What's Your Point?

I'm over here singing the praises of these short-term bonds (T-Bills), but the high-yield savings account at 4.13% example I'm using is actually giving a better return. I'd consider each one equally safe seeing as how those savings accounts I linked to are backed by the FDIC and T-Bills are backed by the U.S. government. There's even some checking account options that'll earn you better returns, but you've got to watch out for minimum balances, ATM fees, and other expenses.

My point is to do something with that stashed short-term (less than one year) money that'll earn you more interest than just letting it sit in a 0.3% savings account. For sure too there's a conversation related to the tax obligation connected to the interest earned (capital gains), but for most people it's no higher than 15%. Paying attention to what your money is doing and the interest rates available may take a bit of leg work, but personally I think it's worth it. I'm keeping an eye on these T-Bill rates considering how high they are at the moment. That said, a high-yield savings account seems pretty low maintenance, but honestly I'd rather not deal with setting up another bank account. When you buy T-Bills, the funds are pulled and deposited directly into the bank account(s) you setup with your treasurydirect.gov account.

I'm sure I'll revisit these ideas throughout the year and I'll let you know how things shake out. By all means, if you're in a similar situation with your financial nonsense and have a tip (you can back up with legit evidence), I'm all ears.

Another One from Patti Smith

"How wonderful the worlds we enter through the words of others." - Patti Smith

In a complete 180° from what I've been reading the past 16 weeks, I finished A Book of Days by Patti Smith over the weekend.

New York Times writer Elisabeth Egan wrote "Think of it as a tear-off daily calendar, minus the stress of keeping up with page disposal; in fact, with her homages to bygone moments, Smith seems more concerned with reflection and preservation than she is with the rote ticking away of time."

Sounds about right.

At first glance, her newest book basically seems like a printed version of a year's worth of her Instagram feed. Somehow though it's much larger than that. I'd read someone talking about how it's intimate glimpse into her creative workflow. It's not like she's out to argue a point or teach you something, but more a meditation on the people and events that've shaped her life.

I'd become a Patti Smith fan through her 2010 memoir Just Kids and nerded out about it back in a 2019 blog post. I'm a fan of her music, but much more so of her writing. I'd not be upset if we somehow became friends and hung out every now and then. I'd freakin' lap up her stories of Robert Mapplethorpe, life in NYC during the '60s and '70s, and her time on the road.

I'd mentioned the book to St. Anne the Wife and she joked about how it's become my daily devotional. It may not carry quite that much weight, but it'll be something I go back to soon enough.

One More Week

These past 15 weeks have been brutal, but there's one more week to the first semester of my MBA. In focusing in on this goal I've had for years I've had to drastically cut back in other areas of my life. My family has had to put up with my time spent studying, I've had to turn down a few work opportunities, and I feel like my creative output has taken a huge – but temporary – hit.

Not complaining considering I knew going after my MBA would be a sizable commitment, but I didn't expect it to be this hard. I didn't realize I'd be a full-time student in addtion to being a husband, parent, and still staying on top of the work I do for a living. The most difficult and time consuming class I've taken so far has been my Financial Management course. I keep track of my study schedule and I've been clocking in more than 25 hours a week studying for that class alone. In early November it was something like 42 hours just for that class.

Still, I'm freakin' stoked about what I've been learning.

As creatives I feel like we cut ourselves off at the knees by not understanding the business end of our work, especially in finances. I'd like to see some more current numbers, but according to a 2014 report on financial literacy, the U.S. ranks 14th in the world. Some of the financial nonsense we've been covering in my classes is incredibly dense, but even the basics around time value of money and capital budgeting could be life changing to those of us who work as freelance creatives. Do I need an advanced degree in Business and/or Finance to be better at sharing stories and ideas? No. Does it help? You'd be surprised.

I'm hoping to share what I'm learning and how it applies to creatives soon enough. No hard and fast plans just yet, but I've got a decent break after this week and I'd love to start cranking out some basics ideas here on my blog.

The Opposite of a Cakewalk

Well, it's been a bit again – and that's totally fine by the way. The last few weeks have been a freakin' whirlwind.

I finished out the first module of my MBA with an A in both my Financial Accounting and Quantitative Analysis classes. Let me rephrase that: I earned those two As considering I was studying 30-40 hours a week in addition to my work and family responsibilities. The graduate work I'd done back in 2005-06 was an absolute cakewalk compared to what I went through these last eight weeks. We've already started our second module for the semester, and I'm taking classes in Financial Management and Leadership. Soon enough I'll start sharing what I'm learning in those classes, but considering how little time I have at the moment, I'll just leave you with a couple quotes I've already read for my leadership class:

"The art of being wise is knowing what to overlook." - William James

"When you say everything is a high priority, then nothing is a high priority. It really indicates that you're unwilling or unable to make a decision, which means you won't get anything done." - John Maxwell

During the tail end of finals week I was over in Amsterdam meeting with and interviewing the incredibly kind people behind Royal Posthumus. I'd mentioned it in an earlier post, but their story plays a large roll in my rubber stamp documentary. I'd been wanting to connect with them in person for what feels like forever at this point and I'm stoked it finally happened. I'll save the storyline details for the film, but I'm actually hoping to share some of the logistical experiences I went through in making that nonsense happen and what I learned.

While I've travelled alone internationally before, I've always met up with American crews on site and had producers and directors who were the "adults in the room." I'd not had to hire out and pay foreign crew in local currencies, deal with the whole Carnet thing, plus a notebook full of other things. Beyond that, there's the whole thing of me being up way too late studying and taking one of my MBA finals in a European hotel room and having to figure out how to keep my computer charged using my rental car's USB-c port because I'd accidentally left my charger at home.

There's also those other shoots I could talk about since my last post – Life.Church and Habitat for Humanity shoots here in Oklahoma City and that last minute job out in Kansas City, MO – but you'll just have to trust me and a few iPhone photos without context to prove I've been working my tail off lately.

Curb Stomp'd (but diggin' it...for the most part)

You wanna talk about depreciation schedules or amortization? Maybe basket purchases, asset turnover ratios, and how to dispose of those assets at the end of their service life? We could also get into Student's t-distributions and linear regression models if you're interested.

Literally no clue why any of you are still here (hi mom).

The last couple months my world has basically been a tossed salad of math, spreadsheets, reading assignments, and a couple stale croutons of creative work. There's also a side of Cub Scouts with Housefire No.2, and for dessert, an upcoming trip to Amsterdam for my rubber stamp documentary.

There's also our household getting absolutely wrecked earlier this month when we had to put down Clara the Dog. St. Anne the Wife and I got her in 2010 for our first wedding anniversary and over the last 12 years that English Bulldog was no question a member of our family. We knew Clara was getting towards the sunset of life, but her last few weeks went south quickly. We're incredibly lucky to have had such a great companion all these years and I'm glad we had the time with her that we did.

Regarding my school work, I'm freakin' floored with what I'm learning. Turns out the accountants and CPAs I've worked with over the years are true heroes and I'm absolutely not cut from that same cloth. There's also those statistical super powers and their potential I'm trying to comprehend that've basically made my head explode – in addition to literal headaches. One of our in-class examples last week worked through the actual correlation between political campaign results and the relationship to campaign spending. Freakin' fascinating.

Is this intentional mental torture getting me more creative work? No, not by a long shot. Is it making me think differently about how I approach what I do from a business standpoint? Unquestionably, and that's why I'm here.

We're more than half-way through our first eight week module and I'm stoked about my grades being as high as they are. On average, I've been spending nearly 40 hours a week studying and most the time I feel like I'm barely hanging on. Seeing as how flexible my freelance schedule typically is, I can't imagine how my cohorts are dealing with this nonsense in addition to the demands of a full-time job, let alone a family or personal life. I've got a shoot this week that'll have me missing one of my classes, and then mid-Oct I'll be seven time zones away during my finals week. I guess I'll let you know how that goes.

Speaking of seven time zones away, I'm off to Amsterdam to meet with some of the people behind Royal Posthumus. They're a company I'd learned about that played a major role in rubber stamp art as well as usse stamps to fight the Nazis during World War Two. I've been wanting to head over to do these interviews for what feels like forever at this point.

There's a bit of time during the week when I'm not getting curb stomped by my own choices and responsibilities. That's when both Housefires are bed and Anne and I have time to chill out and watch the internet. Chef's Table: Pizza is basically crack to me as a filmmaker who's interested in people and food. Atlanta, well, thank goodness for something interesting and original. And for something incredibly heavy but necessary, Anne and I started watching The U.S. and the Holocaust from documentary filmmakers Ken Burns, Lynn Novick, and Sarah Botstein (and a ton of others). It premiered last weekend and I'm sure it'll take us awhile to make it through the six-plus hour film, but good grief this should be required viewing for all Americans.

Anne and I started watching The U.S. and the Holocaust from documentary filmmakers Ken Burns, Lynn Novick, and Sarah Botstein (and a ton of others). It premiered last weekend and I'm sure it'll take us awhile to make it through the six-plus hour film, but good grief this should be required viewing for all Americans.

Fun Haircuts and Superpowers

Bit of a grab bag this week as things are staying incredibly fast-paced 'round these parts (school, work, family, etc.).

St. Anne the Wife and I hit 13 years still married recently and Josh Thomas – second greatest person in the world (behind Anne obviously) – reminded me of this gem he'd made from Anne and my wedding weekend. Good grief that seems equally forever ago and last month at the same time.

Not only did it remind me that I once had a fun haircut and an ill-fitting white suit, but there's also a young wedding photog in there named Andrew Ryan Shepherd. That same Dallas-based still photographer I'd been absolutely enamored with basically blew up into the creative and directing powerhouse he is today. That dude, who's now making commercial and film magic in Austin with Camp Lucky, turned out to be much more distantly braided into my life than I could've imagined.

In other news, I'm still machete-ing my way through managerial accounting principles and random probability distributions because this creative must have some kind of underlying punishment kink. I figured I could "lighten things up" and picked up another book I'd been eyeing from afar called Making Numbers Count: The Art and Science of Communicating Numbers by Chip Heath and Karla Starr.

"This book is based on a simple observation: we lose information when we don't translate numbers into instinctive human experience."

"When experts are asked to communicate something they understand intimately...they wildly overestimate how much of their mental model of the world is shared by their audience."

"Math can reveal truths about the world that the human mind was never built to intuitively grasp. If you can use math, you have a valuable skill. If you can use it and make it clear, bringing what is obscure and distant into the range where others where others can see it and feel it-well, then you have a superpower."

It's not a terribly long book and it's a nice change from the incredibly dense (to me) grad school books I'm hacking through. I'm only about 20 pages in and I'm sure I'll have more to say about it later, but seems like being able to effectively communicate complex ideas is a superpower we'd all be better having.